Credit Reports

Why order a Credit Report?

Assessing an applicant’s credit history can be a crucial step when hiring for roles involving financial management, handling sensitive or confidential information, or requiring security clearance. Reviewing their financial background allows employers to make well-informed decisions. A credit history report provides insights into bankruptcies, outstanding balances, judgments, liens, and payment behavior. If a candidate struggles to manage their own finances, it raises concerns about their ability to responsibly oversee financial matters within the organization.

credit reports, ct credit report

Credit Report Access & Processing Guidelines

Need help reading the report? Download the Credit Report Key.

Credit reports require additional paperwork and a potential on-site inspection that carries a separate fee. For more information on access requirements please contact us.

Reporting Time Parameters: Negative credit information cannot be reported if it is over 7 years old.

Turnaround Time: Typically Available Same Day or Next Day

Credit Reports May Include:

Collections

Current And Previous Negative Accounts

Current Status

High Credit , Credit Limit, Balance, Past Due, Monthly Payment

Installment Accounts

Mortgage Accounts

Public Records

Revolving Accounts

Trade Accounts

Other Services Include

Credit Report

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Driving History

Research Services provides driving history for all states.
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Drug Testing

Employers are implementing drug-free policies.
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Education Verification

Research Services verifies diplomas, degrees…
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Employment Verification

Research Services knows how difficult hiring can be.
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Homeland Security

Research Services’ Homeland Security check is a collection oof U.S. and…
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Reference Checks

Reference checks provide information that you cannot…
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Social Security Tracer

A Social Security trace is a tool that can help facilitate a…
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