Why order a Credit Report?
Credit history reports are vital when hiring candidates for positions dealing with finances, sensitive/confidential data and security clearances. Knowing your applicant’s financial history will help you make an informed decision. The credit history will include information such as bankruptcies, balances, judgments, liens & payment history. If the candidate has trouble managing their own finances, how can they be expected to manage yours?
Need help reading the report? Download the Credit Report Key.
Credit reports require additional paperwork and a potential on-site inspection that carries a separate fee. For more information on access requirements please contact us.
Reporting Time Parameters: Negative credit information cannot be reported if it is over 7 years old.
Credit reports may include the following information:
- Public Records
- Trade Accounts
- Current And Previous Negative Accounts
- Revolving Accounts
- Installment Accounts
- Mortgage Accounts
- High Credit , Credit Limit, Balance, Past Due, Monthly Payment
- Trade Name / Account Number
- Current Status
Turnaround Time: Typically Able To Be Returned Same Day or Next Day