Credit Reports

Helping employers make informed hiring decisions with comprehensive credit history screening.

Why Order a Credit Report?

Assessing an applicant's credit history can be a crucial step when hiring for roles involving financial management, handling sensitive or confidential information, or requiring security clearance. Reviewing their financial background allows employers to make well-informed decisions. A credit history report provides insights into bankruptcies, outstanding balances, judgments, liens, and payment behavior. If a candidate struggles to manage their own finances, it raises concerns about their ability to responsibly oversee financial matters within the organization.

Credit Report Access & Processing Guidelines

Need help reading the report? Download the Credit Report Key.

Credit reports require additional paperwork and a potential on-site inspection that carries a separate fee. For more information on access requirements please contact us.

Reporting Time Parameters: Negative credit information cannot be reported if it is over 7 years old.

Turnaround Time: Typically Available Same Day or Next Day

Credit Reports May Include:

Collections
Current and Previous Negative Accounts
Current Status
High Credit, Credit Limit, Balance, Past Due, Monthly Payment
Installment Accounts
Mortgage Accounts
Public Records
Revolving Accounts
Trade Accounts

Ready to Order a Credit Report?

Fast, FCRA-compliant credit screening. Real people, real results.

Contact Us Talk to Sales